TurboHomeValues.com owns and operates the Web site located at the URL TurboHomeValues.com, and portions of other Web pages and Web content through which you have accessed this Privacy Policy (collectively, “TurboHomeValues.com”).  By visiting, using and/or submitting information to TurboHomeValues.com, you are accepting the practices described in this Privacy Policy and the terms and conditions of TurboHomeValues.com’s Agreement of Terms of Use located at the URL www.turbohomevalues.com/TermsofUse.aspx (the “Terms of Use”). 

TurboHomeValues.com takes your privacy seriously, and has published this Privacy Policy to explain how TurboHomeValues.com treats all information you may submit to TurboHomeValues.com.

Collection of Personally Identifiable Information
Many of the features of TurboHomeValues.com are available to you without your providing personally identifiable information. Personally identifiable information generally includes information that could be used to determine your identity, such as your name, address, phone number, e-mail address, and birth date.  The following are certain situations in which TurboHomeValues.com may collect personally identifiable information from you:

·                       Forms.  TurboHomeValues.com may collect personally identifiable information from you if you choose to fill out any forms, profiles, or surveys on TurboHomeValues.com.

·                       Use of Forums.  If you choose to transmit, submit or post information through TurboHomeValues.com’s chat rooms, bulletin boards or other forums (the “Forums”), TurboHomeValues.com will collect that information you provide.  TurboHomeValues.com retains this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law and pursuant to TurboHomeValues.com Terms of Use.

·                       Correspondence.  If you send TurboHomeValues.com personal correspondence, such as emails or letters, or if other users or third parties send TurboHomeValues.com correspondence about your activities or postings on TurboHomeValues.com, TurboHomeValues.com may choose to collect such information into a file specific to you.

·                       Business Partners. TurboHomeValues.com may receive your personally identifiable information from one of TurboHomeValues.com’s business partners (TurboMortgageGroup.com or TurboHomeSearch.com).

Use of Personally Identifiable Information
TurboHomeValues.com uses your personally identifiable information as follows:

·                       to improve TurboHomeValues.com’s marketing and promotional efforts, analyze site usage, improve TurboHomeValues.com’s content and product offerings, and customize TurboHomeValues.com’s content, layout, and services;

·                       to contact you and deliver information to you that, in some cases, is targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of TurboHomeValues.com;

·                       to fulfill your requests for certain products and services;

·                       for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity, to enforce TurboHomeValues.com Terms of Use, for other internal purposes, and as otherwise described to you at the time of collection; and

·                       as otherwise set forth in this Privacy Policy.

You expressly agree to TurboHomeValues.com use of your personally identifiable information as set forth in this Privacy Policy and the Terms of Use.

Disclosure of Personally Identifiable Information
TurboHomeValues.com does not currently sell your personally identifiable information.  The following describes some of the ways that your personally identifiable information may be disclosed in the normal scope of business:

·                       External Service Providers.  There are a number of separate services offered by third parties, including, without limitation, TurboHomeValues.com’s affiliates, that TurboHomeValues.com refers to as external service providers that may be complementary to your use of TurboHomeValues.com (e.g. realtors, mortgage brokers, mortgage lenders).  If you choose to use these separate services, disclose information to the external service providers, and/or grant them permission to collect information about you, then their use of your information is governed by their privacy policy.  With your consent, TurboHomeValues.com may provide some of your personal information to the external service provider offering such services, for your convenience.  To prevent TurboHomeValues.com’s disclosure of your personally identifiable information to an external service provider, you can decline such consent or simply not use their services.  You should evaluate the practices of external services providers before deciding to use their services.

·                       Internal Service Providers.  TurboHomeValues.com may use third parties that TurboHomeValues.com refers to as internal service providers to facilitate or outsource one or more aspects of TurboHomeValues.com ’s business, product and service operations that TurboHomeValues.com provides to you (e.g., technology, Forums, newsletters/alerts, analytical tools, advertising campaign management) and therefore TurboHomeValues.com may provide some of your personal information directly to these internal service providers.  These internal service providers are subject to confidentiality agreements with TurboHomeValues.com or other legal restrictions that prohibit their use of the information TurboHomeValues.com provides them for any other purpose except to facilitate the specific outsourced TurboHomeValues.com related operation, unless you have explicitly agreed or given your prior permission to them for additional uses.  In some instances, the internal service provider may collect information directly from you.  In these cases, you will be notified of the involvement of the internal service provider, and all additional information you provide them and their additional uses will be strictly up to you.  If you provide additional information to an internal service provider directly, then their use of your personally identifiable information is governed by their applicable privacy policy.

Notwithstanding the foregoing, TurboHomeValues.com reserves the right (and you authorize TurboHomeValues.com) to share or disclose your personally identifiable information when TurboHomeValues.com determines, in its sole discretion, that the disclosure of your personally identifiable information is necessary to identify, contact, or bring legal action against you if:

·                       you are or may be violating this Privacy Policy or TurboHomeValues.com’s Terms of Use;

·                       you are interfering with another's rights or property, including, without limitation, TurboHomeValues.com’s rights or property;

·                       you are violating any applicable law, rule or regulation;

·                       necessary or required by any applicable law, rule or regulation; and/or

·                       requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency.

Personally identifiable information and other personal information collected from you may also be transferred to a third party as a result of a sale, acquisition, merger, reorganization, other transfer or bankruptcy (a “Transfer”) involving TurboHomeValues.com and/or its affiliates.  TurboHomeValues.com specifically reserves the right to transfer personally identifiable information collected from TurboHomeValues.com, and any of its databases, together with any personally identifiable information contained therein, to a third party in connection with a Transfer, and nothing in this Privacy Policy is intended to interfere with the ability of TurboHomeValues.com to transfer all or part of its business and/or assets (including TurboHomeValues.com) to an affiliate or independent third party at any time, for any purpose, without any limitation whatsoever.

In addition, due to the existing regulatory environment, TurboHomeValues.com cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy.  By way of example (without limiting the foregoing), TurboHomeValues.com may be forced to disclose personal information to the government or third parties under certain circumstances or third parties may unlawfully intercept or access transmissions or private communications.  Therefore, although TurboHomeValues.com uses industry standard practices to protect your privacy, TurboHomeValues.com does not promise, and you should not expect, that your personally identifiable information or private communications will always remain private.

Opt- Out and Changes to Personally Identifiable Information and Use Preferences
You may at any time request a copy of TurboHomeValues.com’s record of your personally identifiable information, change your personally identifiable information or use preferences, or opt-out of TurboHomeValues.com’s use of your personally identifiable information by contacting TurboHomeValues.com via any of the methods set forth below:

·                       Via telephone toll free: (877) 887-2655

·                       Via fax: (703) 656-4748

·                       Via mail: TurboHomeValues.com., 803 Enderby Drive, Alexandria, VA 22302

·                       Via email: info@turbohomevalues.com

Newsletters and CAN-SPAM Compliance
TurboHomeValues.com may send e-mail newsletters to customers of TurboHomeValues.com. To opt-out of newsletter subscriptions use any of the methods set forth below:

·                       Via telephone: (877) 887-2655

·                       Via fax: (703) 656-4748

·                       Via mail: TurboHomeValues.com., 803 Enderby Drive, Alexandria, VA 22302

·                       Via email: info@turbohomevalues.com

Cookie technology
"Cookies" are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer's hard drive. TurboHomeValues.com, its external service providers, internal service providers, and third-party advertising companies, may set and access cookies on your computer to track and store preferential information about you.  TurboHomeValues.com, and its external service providers, internal service providers, and third-party advertising companies gather anonymous information about you through cookie technology on an aggregate level only.  For example, a third-party advertising company may assign a cookie (and a Web beacon, described below) to you, to limit the amount of times you see a particular advertisement or to help better determine which advertisements to serve to you.  Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer.

Web beacons
”Web beacons”, also called single-pixels (1x1) or clear GIFs, are electronic images that allow a Web site to access cookies and help track marketing campaigns and general usage patterns of visitors to those Web sites.  Web beacons can recognize certain types of information, such as cookie numbers, time and date of a page view, and a description of the page where the Web beacon is placed.  No personally identifiable information about you is shared with third parties through the use of Web beacons.  

·                       Internal use of Web beacons.  TurboHomeValues.com may use Web beacons internally to count users and recognize users through cookies.  Access to cookies helps TurboHomeValues.com personalize your experience when you visit TurboHomeValues.com. 

·                       Email.  TurboHomeValues.com may include Web beacons in HTML-formatted email messages that TurboHomeValues.com or its affiliates or agents send.  Including Web beacons in email messages helps TurboHomeValues.com determine your interest in and the effectiveness of such emails.

·                       External use of Web beacons.  TurboHomeValues.com may also use Web beacons externally.  For example, TurboHomeValues.com may report aggregate information about TurboHomeValues.com users, such as demographic and usage information, to its partners and other third parties.  TurboHomeValues.com may also include other company’s Web beacons within TurboHomeValues.com. 

Security
Personally identifiable information you submit to TurboHomeValues.com is password-protected for your privacy and security. In certain areas TurboHomeValues.com uses industry-standard SSL-encryption to protect data transmissions. In the unlikely event that an unauthorized third party compromises TurboHomeValues.com security measures, TurboHomeValues.com will not be responsible for any damages directly or indirectly caused by an unauthorized third party's ability to view, use or disseminate such information.

Links to Other Web sites
TurboHomeValues.com may include links to other third party Web sites. Such links are not an endorsement by TurboHomeValues.com of those Web sites and/or the products or services offered there. Third party Web sites may have different privacy policies and TurboHomeValues.com is not responsible for the privacy practices of those third party Web sites. If you click on a link to a third party Web site, TurboHomeValues.com encourages you to check the privacy policy of that Web site, as it may differ substantially from that of this Privacy Policy.

Access and Use of TurboHomeValues.com
TurboHomeValues.com is intended to be accessed and used only by adults and is not directed to children under the age of 18. TurboHomeValues.com does not knowingly permit registration or submission of personally identifiable information by anyone under the age of 18.

Changes to this Privacy Policy
TurboHomeValues.com reserves the right to update, amend and/or change this Privacy Policy at any time in its sole discretion and without notice. Updates to this Privacy Policy will be posted here. Any information TurboHomeValues.com collects from you online is subject only to TurboHomeValues.com’s most current Privacy Policy. You are encouraged to revisit this Privacy Policy from time to time in order to review any changes that have been made. TurboHomeValues.com’s last update was October 15^th, 2007. Your continued access and use of TurboHomeValues.com following the posting of any such changes shall automatically be deemed your acceptance of the same.

Questions or Concerns
If you have questions, comments, concerns or feedback regarding this Privacy Policy, send an e-mail to info@turbohomesearch.com.

Governing Law; Arbitration
This Privacy Policy is to be governed by and construed in accordance with laws of the Commonwealth of Virginia , without regard for principles of conflicts of laws. Any civil action, claim, dispute or proceeding arising out of, or relating to, this Privacy Policy shall be referred to final and binding arbitration, before a single arbitrator, under the commercial arbitration rules of the The Virginia Uniform Arbitration Act. You and TurboHomeValues.com shall select the arbitrator, and if you and TurboHomeValues.com are unable to reach agreement on selection of the arbitrator within thirty (30) days after the notice of arbitration is served, then the American Arbitration Association shall select the arbitrator. Arbitration shall not commence until the party requesting it has deposited One Thousand Dollars ($1,000.00) with the arbitrator as a retainer for the arbitrator's fees and costs. The party requesting arbitration shall advance such sums as are required from time to time by the arbitrator to pay the arbitrator's fees and costs until the prevailing party is determined or the parties have agreed in writing to an alternate allocation of fees and costs.

Judgment upon any award rendered by the arbitrator shall be final, binding and conclusive upon you and TurboHomeValues.com, and your and TurboHomeValues.com’s respective administrators, executors, legal representatives, successors and assigns, and may be entered in any court of competent jurisdiction. Notwithstanding the previous sentence, in no event shall either you or TurboHomeValues.com be entitled to punitive, special, indirect or consequential damages, and both you and TurboHomeValues.com hereby waive your rights to any punitive, special, indirect or consequential damages, including, but not limited to, damages for any loss of profit, revenue or business.

Miscellaneous
If any portion of this Privacy Policy is deemed unlawful, void or unenforceable by any arbitrator, this Privacy Policy as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of this Privacy Policy that is unlawful, void or unenforceable shall be stricken from this Privacy Policy.

The headings contained in this Privacy Policy are for convenience of reference only, are not to be considered a part of this Privacy Policy, and shall not limit or otherwise affect in any way the meaning or interpretation of this Privacy Policy.

All covenants, agreements, representations and warranties made in this Privacy Policy, as may be amended by TurboHomeValues.com from time to time, shall survive your acceptance of this Privacy Policy.

This Privacy Policy and the Terms of Use represent the entire understanding and agreement between you and TurboHomeValues.com regarding the subject matter of the same, and supersede all other previous agreements, understandings and/or representations regarding the same.